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Search results for “policy limits”

20 results

Rear-ended in Soldotna with wrecked wrists and a $50,000 policy limit

A Soldotna business owner with hand and wrist damage can get trapped between lost income, underinsured drivers, and medical bills that blow past Alaska's minimum coverage fast.

ARTICLE by Sarah Nanouk

Is a Palmer shoulder claim even worth it if the adjuster says the policy is small?

A shoulder injury that looked minor after a fall at work can still become a real Alaska claim later, and an adjuster saying "that's the policy limit" is not the same thing as proof.

ARTICLE by Tanya Ivanoff

City Hall keeps saying "be patient" while everyone lines up for your settlement

A Kodiak city bus driver with a crushed hand can end up fighting over the settlement pie long before any money reaches his pocket.

ARTICLE by Cathy Farnsworth

zero tolerance law

A rule like this can drain your bank account and narrow your defense options fast, especially if a license suspension, towing bill, higher insurance rates, or a criminal charge...

I just found out that "light duty" offer in Wasilla may not count if your doctor flat-out says no

A ranch hand in Wasilla with a bad neck injury can get squeezed hard when the employer waves around a "light duty" job that the treating doctor says is still too much.

ARTICLE by Tanya Ivanoff

My buddy says the insurer can ignore me until the DUI case ends - is that true in Kodiak?

A broken pelvis claim after a Kodiak street crossing crash does not have to sit frozen while the DUI case crawls, and an insurer going silent creates problems for them too.

ARTICLE by Craig Halvorsen

The ER missed your brain injury, and now the insurer says the care was "optional"

When a mild TBI gets brushed off at first and your symptoms get worse later, the insurance fight usually turns on timing, records, and whether your later treatment can be tied back to the crash.

ARTICLE by Marie Olson

Insurance says "just file workers' comp" - your employer in Kenai never even bought it

A Kenai nurse pinned between equipment at work may have more than a routine workers' comp claim if the employer was illegally uninsured.

ARTICLE by Pete Vasquez

In Wasilla, should you settle a knee injury claim before Anchorage finally sees you?

A broke college student in Wasilla is being pushed to settle a serious knee claim while the insurer waves around old social media photos and the real treatment is still out in Anchorage.

ARTICLE by Sarah Nanouk

Is an Anchorage SI joint claim even worth it if Medicare and liens will grab the money?

An older crash victim in Anchorage is dealing with SI joint pain, Medicare repayment claims, and fear that filing will expose immigration status.

ARTICLE by Sarah Nanouk

Waited too long after that Juneau fall - did your old knee records just blow up the claim?

A late-filed slip-and-fall claim in Juneau can get ugly fast when the insurer drags out an old MRI and says your torn ACL and meniscus were already there.

ARTICLE by James Kowalski

A Palmer lawyer's roof fall in another state can get messy fast

A Palmer attorney got hurt on a roof job in another state and needs to know which workers' comp system controls, whether a lawsuit is separate, and what happens if the firm starts playing games.

ARTICLE by Pete Vasquez

Drunk-looking, limping, and hit in downtown Juneau - you may still have a claim

A Juneau postal worker with a broken pelvis can still pursue a claim after a street-crossing crash, and the fact the driver was working may open more insurance money, not less.

ARTICLE by James Kowalski

Can Workers’ Comp Force an Exam in Alaska?

When an Alaska hospital worker gets hurt moving a patient, the fight often turns into who controls treatment, whether a company-picked exam can cut off care, and what to do when symptoms keep getting worse after the first visit.

ARTICLE by Sarah Nanouk

Scared your status will come up if a Palmer hospital lien eats your crash claim?

A work-related crash in Palmer can turn into a three-way mess: workers' comp, a third-party vehicle claim, and a hospital lien trying to swallow the money.

ARTICLE by Ray Tazruk

implied consent

You may see this in a police notice, a license revocation packet, or an officer's warning after a traffic stop: by driving on public roads, a person is treated as having...

I knew the hole was there - that still may not sink your case

Falling through an uncovered roof opening in Anchorage can turn into a blame war between your employer, the property owner, and contractors, but Alaska does not automatically wipe out your claim just because you may share some fault.

ARTICLE by Craig Halvorsen

Can my Kodiak boss cut my hours for getting my own doctor?

Since Alaska workers' compensation benefit rates were updated for 2025, one thing did not change: your employer still cannot legally punish you for claiming benefits or trying...

retrograde extrapolation

A backward estimate of what a person's blood alcohol level was at an earlier time. "Backward estimate" matters because the test usually happens after the stop, crash, or...

My husband's Wasilla work crash was last winter, can he still reopen workers' comp?

Yes - if he was hurt on the job, waiting has not automatically killed his Alaska workers' comp rights, and the costliest mistake is believing the employer's "use your own...